BR-DE-24-a: Card payment without PAYMENT CARD INFORMATION (BG-18)

Severity: fatal · Syntax: CII, UBL

Official message

Wenn BT-81 "Payment means type code" einen Schlüssel für Kartenzahlungen enthält (48, 54, 55), muss genau BG-18 "PAYMENT CARD INFORMATION" übermittelt werden.

What this means

If BT-81 contains a card code (48, 54 or 55), BG-18 must be transmitted. UBL checks cac:CardAccount. CII checks ram:ApplicableTradeSettlementFinancialCard.

Typical cause

The code says card, and the card block is missing.

How to fix it

Add the card information the group BG-18 requires.

UBL

<cac:CardAccount>
  <cbc:PrimaryAccountNumberID>1234</cbc:PrimaryAccountNumberID>
  <cbc:NetworkID>VISA</cbc:NetworkID>
</cac:CardAccount>

CII

<ram:ApplicableTradeSettlementFinancialCard>
  <ram:ID>1234</ram:ID>
</ram:ApplicableTradeSettlementFinancialCard>

Business term

BT-81, BG-18

Related rules

Context and assertion

UBL /ubl:Invoice/cac:PaymentMeans[normalize-space(cbc:PaymentMeansCode) = ('48','54','55')] |/cn:CreditNote/cac:PaymentMeans[normalize-space(cbc:PaymentMeansCode) = ('48','54','55')]

CII /rsm:CrossIndustryInvoice/rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans[normalize-space(ram:TypeCode) = ('48','54','55')]

UBL

cac:CardAccount

CII

ram:ApplicableTradeSettlementFinancialCard

Check a file now, free of charge

curl -F "file=@rechnung.xml" https://checkxrechnung.com/v1/validate

Questions

What does BR-DE-24-a actually check?

If BT-81 contains a card code (48, 54 or 55), BG-18 must be transmitted. UBL checks cac:CardAccount. CII checks ram:ApplicableTradeSettlementFinancialCard.

How do I fix BR-DE-24-a?

Add the card information the group BG-18 requires.

If BR-DE-24-a passes, is the invoice legally compliant?

No. This page helps you read this one Schematron assertion. A pass is not a statement about tax law, portal acceptance, or bank overlays.